I just wanted to tell people that I just got signed up with the largest mortgage company in America. I am not going to tell you the name of the company because I get wholesale mortgage rates from them. If you go direct to this company for your next home loan in Sacramento ,you will pay more in fees. You will have to pay retail pricing if you go direct. They spend millions of dollars per month on advertising. You have to help pay for that advertising in the form of higher fees. I do not have a large budget for advertising so the only way that I can compete is by offering lower fees for the same interest rate. If you are looking on the internet for a Mortgage Lender in Sacramento, please call me at 916-261-2381 so that I can show you how to save money on your next home loan. Even though I can help you save money, that doesnt mean you will get less experience or service.